Heartland Area FCU

New Extended Hours Starting May 1
Lobby Hours: Monday thru Friday 8:00 am to 5:30 pm
Drive-Thru Hours: Monday thru Thursday 7:30 am to 5:30 pm
Drive-Thru Hours: Friday 7:30 am to 6:00 pm.

IRS Direct. Quick, Safe and Easy!
Receive your refund up to 3 weeks earlier than by mail, eliminate the risk of a lost or stolen check, and no trip to the credit union to deposit your check.

When filing your taxes simply include the credit union routing number (3040-8349-3) and your account number either marked for savings or checking.

Heartland Area Federal has teamed up with Enterprise Car Sales to give our members a greater selection in their search for a good used vehicle. It is a great opportunity for our members to purchase a certified used car or truck from Enterprise.

The Enterprise web site lists hundreds of used cars or trucks marked below the NADA or Kelly Blue Book value. We look forward to this exciting relationship with Enterprise . Just click on their link to get to their website to view a listing of their vehicles.

We look forward to helping you with all your lending needs. Stop by the office or give us a call for more information.

Now you are able to do your banking 24x7. Check balances, find out the amount of your last deposit, see what checks have cleared, transfer money, or request a check for withdrawal.

Fill out the application on our web site, print it out, sign and mail or fax it to us. We'll notify you when Home Access is activated for you.

Or, drop by the credit union to sign up or call us at 571-8444 or Toll Free at 1-866-314-2328 and we will be glad to mail you the form for Home Access.

Its like having your own personal branch right in your home. Best of all it's FREE!

Centennial Lending
We’ve partnered with Centennial Lending to offer a variety of mortgage loans and commercial lending. Centennial Lending is credit union owned and operated, so they always have your best interests at heart with the credit union values of quality, service and straight talk.

Centennial Lending will provide you with a large variety of home loan options, including fixed and adjustable rate mortgages, 15 year, 20 year, 30 year or 40 year. They will work to explain all of your options and the pros and cons of each.

If you are a business owner with financing needs or you are considering purchasing an existing business, you should consider financing through the credit union. Through our lending partnership with Centennial Lending we are now offering: Commercial Mortgage Loans, Term Loans, Lines of Credit, Equipment Loans, Commercial Vehicle Loans, Development Loans, Commercial/Residential Construction.

With more options to choose from, you can get the right loans to fit your needs. You can apply for a loan quickly and easily from the convenience of your own home or office anytime – day or night.

Call today or go online at www.centennial-lending.com. Whether you are home shopping or running a business, Centennial Lending can tailor your loan to help make life easier.

Route 66 Extended Warranty
Route 66 Extended Warranty Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. No matter where you travel in the United States, Route 66 protects you against major mechanical expenses and there is NO DEDUCTIBLE on covered parts and labor. There are three types of coverage:

Call Lynn, our loan officer, if you have any questions. Also you can go online at www.route66warranty.com or phone Route 66 at 1-800-808-0828.

Did You Know?
You are receiving FREE Life & Loan Insurance from
Your Credit Union.
Whether saving or borrowing at the credit union,
all qualifying members receive Life Savings and Loan Protection Insurance at no charge

Free life insurance is automatically provided on regular
share accounts (with certain exceptions). Each dollar in a qualified member's account is matched all or in part with term life coverage up to $3,000 - depending on the age
of the member.

Most loans are automatically insured in an amount
equal to the outstanding loan balance up to a maximum
of $20,000 per loan. (This also covers the second named borrower on the loan note who are jointly and equally responsible for payment of the loan). Contact the credit union if you have any questions.

Identification Verification Notice

On October 26, 2001, President Bush signed into law the USA Patriot Act. The purpose of this law is to help protect you, your family and our country from terrorism by preventing terrorist financing. We want you to know that section 326 of this Act requires our credit union to verify the identity of members and nonmembers added as signatories to and have access to new or existing deposit accounts and loans. We must also retain copies of documents used to verify your identity.

If you are an existing member who joined the credit union before the USA Patriot Act rules became effective we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit account, apply for a loan or are added as a signatory to a new or existing deposit or loan account.

We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. Please speak with a credit union staff member if you have any questions or concerns about our identification policies.

Thank you for visiting Heartland Area Federal Credit Union's Web Site. You will find a vast assortment of information about our Credit Union.

We are a Community Charter Credit Union. Our membership base is now anyone who lives, works, worships, or attends school in Douglas or Washington County, NE. If you are within our field of membership, you will be able to apply for membership by clicking on the Membership link on the menu bar. Then fill out the application and submit to us.

If you are currently a member, you can apply for a loan on line by clicking on Loan App. on the menu bar. Loan applications are reviewed daily.

Please call the Credit Union office at 571-8444, if you have any questions or suggestions.

Your savings Federally insured to at least $100,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.