Heartland Area FCU

FREE MEMBER SEMINAR
IDENTITY THEFT
It happens every 79 seconds. An identity thief steals someone’s identity and spends their money as fast as they can.

Join Morgan Rogers from the Consumer Protection Division of the Nebraska Attorney General’s office to learn more about identity theft and how to avoid the latest scams.
Tuesday, July 21st
Nebraska Children’s Home
4939 S. 118th Street
6:30 p.m. – 8:00 p.m.

Register online at www.nebraskacreditunions.org
Free on-site shredding starting at 6:00 p.m.

Win and Spin* Loan Special
Get a great rate on a loan and be entered for a chance to Spin The Prize Wheel. Four winners each month. Prizes include restaurant and entertainment gift certificates or CASH!
*Offer good through July 31, 2009. $1,500 minimum new money required. Subject to credit approval. Four winners will be drawn monthly for a chance to spin the prize wheel. Get a loan between $1500 - $9999 (get 1 chance) and a loan $10,000 and over (get 2 chances).

There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All HAFCU members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

We Have Money to Lend and Want to Help!
Unlike many of the banks you've heard about in the news, Heartland Area Federal Credit Union is safe and sound. We're owned by our members and measure our success by our financial well-being.

If you are looking for a different vehicle, put more money back into your pocket with a low rate credit union loan. We have lowered our vehicle loan rates by 1.00% or more. (Check out our rates in the loan rate section.) We may also be able to refinance your current vehicle loan. Let us pay off your vehicle loan elsewhere and you will get our low rate plus we will give you a $50.00 gas card for switching. You may also qualify for No Cost Loan Protection Insurance up to $20,000 that covers both the borrower and co-borrower.

Electronic Statements
Online statements are a great way to eliminate paper clutter and have electronic access to your HAFCU statements. An eStatement is an electronic copy of your statement that includes the same information as your regular mailed statements. You will have immediate access to your statement information rather than having to wait for it in the mail.

eStatement Q & As

Important Message To Members

Credit Union Deposits Are Federally Insured To At Least $250,000

Every credit union in Nebraska has federal deposit insurance just like the FDIC insurance; deposits are insured to at least $250,000.
The federal insurance safety-net at credit unions is provided by the National Credit Union Administration (NCUA) - a U.S. government agency - and backed by the full faith and credit of the United States.
No member has ever lost a penny of federally insured deposits in a credit union.

Extended Hours
Lobby Hours: Monday thru Friday 8:00 am to 5:30 pm
Drive-Thru Hours: Monday thru Thursday 7:30 am to 5:30 pm
Drive-Thru Hours: Friday 7:30 am to 6:00 pm.

You are able to do your banking 24x7. Check balances, find out the amount of your last deposit, see what checks have cleared, transfer money, or request a check for withdrawal.

Fill out the application on our web site, print it out, sign and mail or fax it to us. We'll notify you when Home Access is activated for you.

Or, drop by the credit union to sign up or call us at 571-8444 or Toll Free at 1-866-314-2328 and we will be glad to mail you the form for Home Access.

Its like having your own personal branch right in your home. Best of all it's FREE!

Did You Know?
You are receiving FREE Life & Loan Insurance from
Your Credit Union.
Whether saving or borrowing at the credit union,
all qualifying members receive Life Savings and Loan Protection Insurance at no charge

Free life insurance is automatically provided on regular
share accounts (with certain exceptions). Each dollar in a qualified member's account is matched all or in part with term life coverage up to $3,000 - depending on the age
of the member.

Most loans are automatically insured in an amount
equal to the outstanding loan balance up to a maximum
of $20,000 per loan. (This also covers the second named borrower on the loan note who are jointly and equally responsible for payment of the loan). Contact the credit union if you have any questions.

Thank you for visiting Heartland Area Federal Credit Union's Web Site. You will find a vast assortment of information about our Credit Union.

We are a Community Charter Credit Union. Our membership base is now anyone who lives, works, worships, or attends school in Douglas or Washington County, NE. If you are within our field of membership, you will be able to apply for membership by clicking on the Membership link on the menu bar. Then fill out the application and submit to us.

If you are currently a member, you can apply for a loan on line by clicking on Loan App. on the menu bar. Loan applications are reviewed daily.

Please call the Credit Union office at 571-8444, if you have any questions or suggestions.

Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.