Featured: Loan Rates
Heartland Area
FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462
Mortgage Loans
Effective 12-20-11
1st Mortgage Loan Term Rate 80% of Appraised Value 180 Months 4.00% APR* 2nd Mortgage Loan Term Rate 80% of Appraised Value or 85% of Assessed Value 60 Months 5.00% APR* 80% of Appraised Value or 85% of Assessed Value 84 Months 6.00% APR* 80% of Appraised Value or 85% of Assessed Value 120 Months 7.00% APR* *Annual Percentage Rate
Centennial Lending
We’ve partnered with Centennial Lending to offer a variety of mortgage loans and commercial lending. Centennial Lending is credit union owned and operated, so they always have your best interests at heart with the credit union values of quality, service and straight talk.
Centennial Lending will provide you with a large variety of home loan options, including fixed and adjustable rate mortgages, 15 year, 20 year, 30 year or 40 year. They will work to explain all of your options and the pros and cons of each.
If you are a business owner with financing needs or you are considering purchasing an existing business, you should consider financing through the credit union. Through our lending partnership with Centennial Lending we are now offering: Commercial Mortgage Loans, Term Loans, Lines of Credit, Equipment Loans, Commercial Vehicle Loans, Development Loans, Commercial/Residential Construction.
With more options to choose from, you can get the right loans to fit your needs. You can apply for a loan quickly and easily from the convenience of your own home or office anytime – day or night.
Call today or go online at www.centennial-lending.com. Whether you are home shopping or running a business, Centennial Lending can tailor your loan to help make life easier.CLOSED-END CREDIT
THIS DISCLOSURE NOTICE CONTAINS IMPORTANT INFORMATION ABOUT HEARTLAND AREA CREDIT UNION’S CLOSED END-CREDIT LOANS. YOU SHOULD READ IT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.
Terms Subject to Change. The rates contained herein are effective as of December 20, 2011. However, the terms described in this disclosure are subject to change at any time. If, prior to your signing the loan documents, any of these terms have changed (other than the annual percentage rate) and you decide, as a result, not to obtain a loan from us, you would be entitled to a refund of any fees that you paid in connection with your application.
Terms of Repayment. Interest rates for closed end credit are fixed. The terms of repayment for the currently published interest rates are as listed above.
Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.
We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.
