Featured: Loans
Heartland Area
FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462
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Home > Loans > New Vehicles |
New Vehicles/Motorcycles
- Maximum amount financed is 100% of sticker price
- Maximum term financed is 84
months
Benefits: - Members can finance a vehicle for an extended period of time with little or no money down
- Optional insurance provided offers peace of mind for all involved
- Fuel Economy Guide
- Complete Disclosure Information
Used Vehicles/Motorcycles
- The maximum amount that can be
financed is the value in the current NADA Blue Book for terms
not to exceed 60 months
Benefits: - By financing up to the book value, the member knows what the value of the vehicle is
- The optional insurance provided offers valuable protection
- Enterprise Car Sales
- Fuel Economy Guide
- Complete Disclosure Information
Fill in the GAP on your next vehicle loan
You finance a car and you take out insurance to protest it, but what most people don't realize is that may not be enough protection.
Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, your insurance will reimburse you for your car's value, but not necessarily enough to cover what you actually owe and you are still liable to pay the difference. The difference (known as the "gap") between your insurer's settlement and your loan balance comes out of your pocket for a vehicle that, for all practical purposes, no longer exists.So how do you fully protect yourself? With MEMBER'S CHOICE™ Guaranteed Asset Protection (GAP), available at your credit union -- it could save you thousands of dollars.
GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. The cost on any vehicle (new or used) is $299.00 (which is only $5 a month over the life of a 60 month loan.) Get GAP when you buy a vehicle or add it to your existing vehicle loan. Contact the credit union for details or for more information.
Skip-A-Payment on any Qualifying Loan
Give your budget a boost! Pick your month - skip one loan payment per year anytime between January 1 and December 31***. Pick up a coupon (REQUIRED) at the credit union today.There is a $20.00 administration fee per loan. On vehicle loans, the loan balance cannot exceed the NADA retail/trade-in value at the time the loan skipped. Excludes mortgage, home equity, insurance, one-pay, credit card and leased loans. You must complete and submit a Skip Loan Payment Coupon prior to your loan payment due date. Contact the credit union for details or to get your coupon.
Route 66 Extended Warranty
Route 66 Extended Warranty Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. No matter where you travel in the United States, Route 66 protects you against major mechanical expenses and there is NO DEDUCTIBLE on covered parts and labor. There are three types of coverage:
Easy Street – Factory Type Coverage (best coverage available)
Main Street – Deluxe Coverage
First Street – Drive train Coverage
Call Teresa, our loan officer, if you have any questions. Also you can go online at www.route66warranty.com or phone Route 66 at 1-800-808-0828.
Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.
We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.
