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Heartland Area FCU
6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 1-866-314-2328
Phone (402) 571-8444
Fax (402) 571-0462

Wire Transactions
(Bank to Bank Wire)

• Collected funds may be wired anywhere within the United States
• A fee of $15.00 will be charged for outgoing wire
• A fee of $8.00 will be charged for incoming wires
• No minimum or maximum amount required
• Cutoff time is 2:30 p.m., Monday through Friday
  Benefits:
• Money can be wired with signed authorization of member
• Low cost for transfer of funds
• Convenient method for transferring of funds anywhere within the United States

Disclosures
ELECTRONIC FUND TRANSFER DISCLOSURES

If you believe that there has been an unauthorized electronic transfer of funds from any of your accounts, or in case of errors or questions about your electronic funds transfers, notify Heartland Area Federal Credit Union at (402) 571-8444, or by mail to or in person at 6111 North 72^nd Street, Omaha, Nebraska 68134. Prompt notification of an unauthorized transfer will lessen your liability. If your access device, i.e. your card, PIN number, password, etc., for your account is lost or stolen, and you notify the Credit Union within 2 business days after learning of the loss or theft, your liability will not exceed the lesser of $50 or the amount of unauthorized transfers occurring before such notice. If you fail to notify the Credit Union within 2 business days after learning of the loss or theft, you will also be liable for all unauthorized transfers occurring after those 2 business days but before you gave the Credit Union notice. However, your total liability will not exceed $500. If an unauthorized transfer appears on a periodic statement, and you notify the Credit Union within 60 days of the Credit Union’s transmitting that statement to you, you will not be liable for any subsequent unauthorized transfers. However, if you fail to notify the Credit Union within 60 days, you will be liable for any unauthorized transfers occurring after the 60 days if the Credit Union could have stopped such transfer had you given notice within the 60 day period. The Credit Union will extend these deadlines to a reasonable period if your failure to notify the Credit Union was due to extenuating circumstances. The Credit Union will make such determinations on a case by case basis.  Complete Disclosure Information

Your savings Federally insured to at least $250,000
and backed by the full faith and credit of the United States Government.
National Credit Union Administration,
a U.S. Government Agency.

We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.