© 2023 Heartland Area Federal Credit Union. All Rights Reserved.
NOTICE: Inactive and Dormant Accounts
An inactive account shall be defined as an account on which there has been
no activitiy, other than posting of dividends, for a period of two years or
more, has a balance of less than $500.00 and no other savings or loan
accounts. If a savings account has a balance of less than $50.00 or a
checking account has less than $120.00, no activity for a six-month period
and no other savings or loan accounts they will be considered inactive.
Beginning in 2016, all inactive accounts with less than $500.00, however
more than $50.00 that have not had activity for 2 years or more shall be
subject to a $5.00 per quarter inactive fee. All savings accounts that have
less than $50.00 and checking accounts that have less than $120.00 are
currently subject to a $5.00 monthly inactive fee.
Dormant/abandoned property shall be defined as property, which has been
unclaimed for a period of 5 years or more as of June 30 of each year. It
includes accounts on which there has been no activity, other than the
posting of dividends, for a period of 5 years or more as of June 30 of each
year. An account will not be considered dormant/abandoned, even though
it otherwise meets this definition, of the owner of the acount has made
tranactions on another account under the same primary account number
within the 5-year period, or has indicated to the credit union, in writing, that
he/she has not abandoned his/her account. Dormant/abandoned property
is required to be sent to the state each year.
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States government.
National Credit Union Administration, a U.S. Government Agency
Credit Card Lost or Stolen?
Visa – 800-847-2911
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6111 N. 72nd Street
Omaha, NE 68134-2157
Toll Free 866.314.2328
Phone 402.571.8444
Fax 402.571.0462
HOURS
Lobby: Mon - Fri 8:00 - 5:00
Drive Thru: Mon - Fri: 7:30 am - 5:00
2023 Holiday Closings
•
Yearly IRA fee $20.00
•
IRA Closing fee $10.00
•
Statement Copy Fee $5.00
•
Non Member On Us
Check Cashing Fee $5.00
Rate Changes
Labor Day, Mon, September 4, 2023
Indigenous People’s Day,
Mon Oct 9, 2023
Veteran’s Day, Fri Nov 10, 2023
Thanksgiving, Thur, Nov 23, 2023
Christmas Day, Mon, Dec 25,2023
Call 24 Telephone Teller
833.939.0678
All existing & first time users must
enroll in the NEW Online Banking.
The NEW Online Banking is here.
Have you enrolled since August 2, 2023?
VISA Debit Card Fraud
877-273-5740
If fraud is suspected on your card,
you may receive an email or text
message to confirm purchase. Please
reply yes or no to the communication.